Call 407.875.0600
Toll Free 1.800.394.0602

We at Palm State Mortgage Company, a licensed Florida mortgage lender, pride ourselves in offering real estate purchasers and refinancers the best financing terms available.  Our borrowers expect highly experienced professionals to advise and process their mortgage loan requests.  And, that is exactly what we pledge to our clients...many of whom are "repeats" from our over 20 years in business!

True expectations of financing fees; monthly payments; and funds needed at the time of closing will be thoroughly disclosed to borrowers 'upfront'.  This assures our clients that their closing will ultimately proceed  smoothly and to their satisfaction.

For a free mortgage loan consultation, please submit your Purchase or Refinance Worksheet.  One of the Palm State Mortgage team will promptly contact you with assistance.  We look forward to helping you finance your residential and small business properties!

Most sincerely,
Pearl D. Lefkowitz, President

  • Licensed Florida mortgage lender
  • In-house staff with over 50 years of combined mortgage experience
  • Various residential financing programs, including FHA, VA, and USDA
  • Reverse mortgages
  • Renovation Loans
  • Small commercial loans

What Our Repeat Clients Are Saying

Over the years it has been a true pleasure to work with Palm State Mortgage. No matter what our needs, you and your staff have always come through with the best solutions in a timely manner. Your wealth of knowledge helps make all our transactions so easy.

Th ank you.
Harold and Patsi Peacock, Orlando, FL

Since our first transaction with Palm State Mortgage, we haven’t used anyone else for either our real estate purchases or refinancing. When we need a loan, we just contact Pearl, because we know she’ll get us the best rates and terms available. Plus, the team at Palm State makes the whole process so easy and hassle-free.

Donna S. Hamby, Orlando, FL